If you are looking to purchase your first home, then you need to look at these options and decide which ones apply to you.
No savings, "no deposit"*, but want a home of your own - No Problem! You can now "borrow up to 125%"* of the purchase price, that means on a property selling for £80,000, you can borrow £100,000. That extra £20,000 could help to pay for home improvements or repay existing loans.

* Higher lending charges may apply.

Take a look at our mortgage calculator to give you an idea of your monthly mortgage payment.

  
 
 
Your home may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be 0.25% of the loan or £199 whichever is the greater.